How We Can Help

Discover your financial position

and determine your financial direction

It's All About You

The future well being of our clients is our focus and we work with leading investment and protection providers to achieve this.

Everybody's circumstances are different and we take care to invest the time to find out where you are with your current arrangements and where you would like to be in the future.

Whether you need simple answers or complicated advice we can help you determine the most appropriate route to take and guide you through the process.

We can address any concerns you may have and help cement your future plans to give you peace of mind.

We work at your speed to give you time to understand exactly what you require. We use our experience and knowledge to tailor a bespoke solution to fit your requirements. We will help guide you through the process and ensure your statisfaction.

Our Services

Originally established as a family business, with more than 30 years of knowledge & experience in the financial services industry, we have been providing independent financial advice on a personal, professional and confidential basis to retail clients in Cambridgeshire and throughout the UK.

Today, Newton Smith Consulting is fully authorised and regulated by the Financial Conduct Authority (FCA) and offers financial advice on a commission or fee basis. Please contact us for more information regarding our services.

Savings & Investments

Whether you want to invest a lump sum for growth or income, we can help you identify your attitude to risk and your investment objectives, to determine the most suitable solution for you. We have access to a range of carefully selected products for medium to long term investors.


As retirement comes around faster than you imagine, it is important to plan now.

If you are looking for a way that is flexible, tax efficient and relatively straight forward, you may wish to consider a pension.

Retirement Options

Your investment or pension fund will probably provide the majority of your retirement income. Taking benefits can be done in several different ways and finding the most suitable for yourself will be important to make the most of your future.

Life Assurance

Potentially buy some peace of mind with the aim of ensuring your family and loved ones have the financial stability you would have wished for should the worst happen. Critical illness cover and income protection is also available.

Estate Planning

We offer a complete estate planning service through our sister company Newton Smith Wills & Probate Ltd, which includes Will writing & Trusts. They are Associate Members of the Institute of Professional Willwriters and work with legal partners offering a comprehensive service including all aspects of Probate work.

Newton Smith Wills & Probate Ltd operates on behalf of APS Legal & Associates Ltd, Head Office: Worksop Turbine Innovation Centre, Shireoaks, Triangle Business Park, Coach Close, Worksop, Nottinghamshire, S81 8AP.

APS Legal & Associates is a member of the Institute of Professional Willwriters. APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice.

Inheritance Tax Planning

We can help you mitigate the impact taxation may have on your estate, ensuring that the maximum is available for your benificiaries.